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Showing posts from 2015

Eat That Frog - Now!

I appreciate having all your professional connections and I am pleased to know from your feedback, that you are reading posts you find valuable.  However, to make our connection really work, we may have to Eat that frog.  As author Brian Tracy of “Eat that Frog!” says, “Your frog is your biggest, most important task, the one you’re most likely to procrastinate on if you don’t do something about it now”.  Australian investment markets are currently at the same levels as they were ten years ago. The struggling resources sector has weighed heavily on investment markets.   Not great if you're planning on retiring and accessing your super now, however an excellent opportunity if you've got time up your sleeve. Markets will recover. They are presently at ten year lows.  This represents a massive discount, and if you want to give your super the best opportunity for growth, it should be well placed to take advantage of the recovery now. Maybe a review of your Sup

Is it Time for a Toolbox Talk about your Future?

Have you Received My Latest News?

I like to share useful and interesting information with my clients and potential clients from time to time.   If you have missed some of my posts on LinkedIn, here is a summary of topics you may wish to jump into. Risk Assess your Super and Insurances. Protect your most important Asset - Your Income. The Power of compounding Returns. Make your Fund and Adviser earn their Money. Service.  Always with a Smile Change can happen in an Instant. Are You happy with your Super fund? How Much is Enough?  Is there ever Enough? Do You Have any Questions? Thumbs Up for  Great Service. Do You Work in the Mining & Resource Industry? Sharing is Caring People! Andrew  O'Brien.  FINANCIAL ADVISER.  P  07 3852 3025   M  0403 156 625   E a ndrew @hindsightwealth.com  A  Suite 4 / 30 Florence Street, Newstead QLD 4006.  Andrew O’Brien is an Authorised Representative of Synchron AFS Licence No 243313 Life Insurance B

Do you have any questions?

Making the decision to sort out your superannuation and insurance needs can be a little daunting for some.  It’s like anything, your level of comfort in tackling these issues will very much depend upon your level of understanding.  The finance world can be complicated, full of jargon and far from intuitive.  In my recent posts I’ve been attempting to cover off on what I see as the big issues currently facing people in regard to their superannuation and insurance.  Having said that, I’m always interested to hear feedback and encourage requests for further information.  In fact, I encourage you to give some thought to discussion points and other related topics you’d like to read in my posts and blog.   When I receive your request, I’ll do the research and put up a post.  After all, my business relies on my clients (and my future clients) so I need to know if there’s areas that people would like help with or other services they’d like provided.  Client needs change all the ti

Make your fund and your Adviser earn their money!

It’s human nature to always seek value for money.  If we’re paying for something we expect a return.  Whether it be a service, a product or advice.  It’s the same with our superannuation and insurance. I’ve met with a large number of clients in recent times who have been less than satisfied with the performance of their superannuation, and more so with the fact that for the most part, the only communication they receive is a mass produced end of financial year statement.  You’re paying fees, you should be holding your super fund to account as in many cases you’re receiving very little in return. Did you know that there is a requirement for advisers (like myself) to ask their clients to opt-in, or renew, their advice agreements every two years?  So basically, at the very minimum, I need to meet with each and every client at least every two years and earn my stripes.  This provision doesn’t apply to many of the industry funds, so essentially they can “set and forget you”